One of the founders of Austral and the CEO of Austral Seguradora since its founding, Carlos Frederico holds a bachelor’s degree in Chemical Engineering from the Federal University of Rio de Janeiro (UFRJ) and graduate degrees from the Pontifical Catholic University of Rio de Janeiro (PUC-Rio) and the COPPEAD Graduate School of Business at the UFRJ. Having also founded Áurea and Fator Seguradora, he has more than 25 years of experience in the insurance industry.